A first-time investor’s journey with Caledonia Portfolio.

When Emily first approached us, she had one goal: to stop thinking about investing and actually take action. Like many first-time investors, she was cautious, curious, and keen to find a clear way forward — without the overwhelm.

“I had the funds and the intent, but I didn’t know where to begin,” she told us on our first call.

After joining the Foundations Tier, we sat down with Emily to map out her financial position, risk profile, and timeline. She was based in central Scotland, open to BTL (Buy to Let), and wanted something in the £130k–£180k range that didn’t require major renovation.

Finding the Right Deal

Within 3 weeks, our team sourced three off-market opportunities in Edinburgh and West Lothian. One of them — a well-kept 2-bed in Leith — stood out immediately. It offered:

• A healthy yield at 6.2%
• A solid rental history
• Minimal upfront refurbishment
• Long-term capital growth potential

After walking her through the numbers and introducing her to our mortgage and legal partners, we moved quickly.

‍

‍

From Offer to Completion

The property was secured below asking price thanks to an off-market relationship. Emily completed in just over 6 weeks, and the flat was listed with a tenant lined up by the end of week 8.

We oversaw light redecoration and managed letting setup. The result?
Rented in under 5 days
Positive monthly cash flow
Zero stress for the client

Emily’s Feedback

“I thought I’d spend months researching and hesitating — but once I joined, it felt like someone else had cleared the path. I still made the decisions, but I wasn’t doing it alone.”

Final Thoughts

Emily’s story isn’t unusual — but it is important. For many first-time investors, clarity and structure are just as valuable as the deal itself.

She’s now exploring her second property with us — and this time, she knows exactly what to expect.